Lifestyle Score
One number out of 100 built from cash flow, housing, transport, debt, emergency cover, savings and net worth.
Built for South African rands
Find out when your money can cover your life
Capture your income, expenses, assets and debt once. Get a Lifestyle Score, your FIRE number, honest affordability limits, and a simulator that shows what each decision costs you in years.
Calculate my scoreFree · takes about two minutes
- Score range
- 0 – 100
- Withdrawal rate
- Yours to set
- Currency
- ZAR only
Financial freedom date
Your FIRE number at your own withdrawal rate, plus the month your investments could cover your life.
Affordability limits
What home and vehicle price your surplus actually supports at current South African interest rates.
What-If simulator
Model a raise, a spending cut, a lump sum or a later retirement and watch the date move.
Ready for your number?
Your data stays in your own account and you can update it whenever your life changes.
Lifestyle Calculator is an educational financial modelling tool. It is not financial advice and results do not guarantee credit approval, investment returns or a retirement outcome.